金融機関の課題として、審査能力・リスク管理能力、担保に関する課題（担保

金融機関の課題として、審査能力・リスク管理能力、担保に関する課題（担保依存、煩雑なLUR担保実務等）、安定的な資金の確保、中小企業の事業計画説明能力の欠如等が挙げられる。

Kết quả (Anh) 1:

As financial institutions, audit capabilities and risk management capability, collateral issues (collateral dependent, cumbersome LUR security practitioners, etc.), lack of stable financing, small and medium enterprises business planning description ability is given.

Kết quả (Anh) 3:

Problems of financial institutions, risk management ability and practice ability, the problem of security, security, security, etc. LUR complicated), ensuring a stable, the description ability of small and medium-sized enterprises lack of business plan, etc. Too