自動車保険 お役立ち情報まとめ自動車保険の基礎知識、選び方のポイント、

自動車保険 お役立ち情報まとめ
自動車保険の基礎知識、選び方のポイント、賢く保険料を節約するコツなど、自動車保険を比較・検討する上で役に立つ情報をまとめました。
自動車保険の加入や見直しをお考えの方は、お役立ち情報を読んで自分に最適な自動車保険をみつけましょう！
自動車保険の基礎知識
自動車保険は、様々な損害に対応した保険がまとめられてセットになっているため、初めて自動車保険に加入する方や更新のときくらいしか契約内容を確認しない方の中には、自動車保険は複雑で難しいと感じる方もいるようです。
ここでは、自動車保険の主な保険について、どのような事故の場合に適用されるのか、誰がどのような補償を受けられるのかをわかりやすく解説します。自動車保険の正しい知識を身につければ、おのずと自分に必要な補償がみえてきます。基本的な知識を身につけて、賢く自動車保険を選びましょう！
自動車保険とは？
自動車保険とは、自動車の利用に伴って発生する損害を補償する保険のことです。
多くのドライバーはドライブ中に、事故の相手を死傷させたり、事故の相手の車を壊したりして、高額な損害賠償金の支払いが必要となる場合に備えて、自動車保険に加入します。
自動車保険は、加入義務のある「自賠責保険」と自賠責保険の不足分を補う「任意保険」の二種類に大別され、任意保険はさらに細かく「対人賠償保険」や「対物賠償保険」などに分かれています。まずは、自動車保険の基本となる自賠責保険から順にみてみましょう。
自賠責保険とは？
自賠責保険（自動車損害賠償責任保険）とは、自動車損害賠償保障法で自動車の所有者などに加入が義務付けられている保険です。
自賠責保険は、加入が義務付けられているため「強制保険」とも呼ばれています。自賠責保険に加入しないで自動車を運行すると、1年以下の懲役または50万円以下の罰金に科され、さらに免許停止処分となります。また、車検（自動車検査登録制度）に際しては、検査有効期間を超える期間の自賠責保険に加入する必要があります。
自賠責保険は、他人を死傷させた場合の慰謝料や治療費などの損害（対人賠償）が補償されます。支払限度額は、被害者1名当たり、傷害による損害で最高120万円、死亡による損害で最高3,000万円、後遺障害による損害で最高4,000万円です。

Kết quả (Anh) 1:

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Kết quả (Anh) 2:

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The automobile insurance?
The automobile insurance, is the insurance to compensate for the damage that occurs due to the use of the automobile.
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And liability insurance?
Liability and insurance (automobile liability insurance), is insurance that subscribe to, such as automobile owners in the Automobile Liability Security Act are obliged.
Automobile liability insurance is also known as "compulsory insurance" for the subscriber is required. When you service the car not to join the compulsory automobile liability insurance, imposed to one year in prison or a fine of up to 500,000 yen, it will be further license suspension. In addition, at the time of vehicle inspection (automobile inspection registration system), you will need to subscribe to automobile liability insurance of the period that exceeds the test period of validity.
Automobile liability insurance, damage, such as alimony and medical expenses in the case that causes the death or injury of others (interpersonal compensation) will be compensated. Payment limit is, per victim per person, up to 1.2 million yen in damages due to injury, the highest of 30 million yen in damages caused by death, is the best 40 million yen in damages due to disability.

Kết quả (Anh) 3:

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