任意保険料の相場【普通車の場合】普通車（軽自動車以外）の任意保険料の相

任意保険料の相場【普通車の場合】
普通車（軽自動車以外）の任意保険料の相場はいくらぐらいになるのでしょうか？一般的な補償内容を例にとり、年齢条件別に具体的な保険料を提示し解説しております！
任意保険料の相場【普通車の場合】
ここでは軽自動車以外の乗用車を普通車と呼びますが、普通車の場合の任意保険料はいくらぐらいが相場なのでしょうか？保険料は年齢条件や補償内容によっても異なりますが、下表の一般的な補償内容でみていきたいと思います。
上記はよくある一般的な任意保険例です。こちらの補償内容で実際の保険料は下表のようになります。【車種：プリウス、7等級、使用目的：通勤、使用者：家族限定】で見積もりをとっています。
年齢別に普通車の保険料を見積もってみると、20歳以下が最も高いことがわかります。これは20歳以下の方の事故率が最も高いからで、年齢が進むにつれて保険料は段階的に安くなっていき、35～49歳以下の年齢が最も保険料が安くなります。
そして50歳を超えると逆に保険料が高くなっていきます。年齢を重ねるとどうしても咄嗟の判断力や動きが鈍くなってしまうため、事故率が上がるからです。
上記の結果から、普通車の場合の任意保険料の相場は"およそ6万円～12万円"であるということがいえます！
ちなみに上記の保険料を少しでも安くしたければ、車両保険を「一般タイプ」から「なし」にすることで、年間の保険料は2万円～5万円から節約できます。しかし「なし」にすると自分の車への補償が全くなくなりますので、保険料は抑えながら自分の車への補償も欲しい方は「エコノミー＋限定A」にすることをおすすめ致します。
普通車の場合、車両料率クラスによっても保険料は大きく変わる！
普通車の場合は軽自動車の場合と違って、「車両料率クラス」が適用されます。車両料率クラスというのは、車種の型式別に事故のリスクに応じた保険料を設定するしくみのことです。
例えばコンパクトカーであれば事故の際相手に与える損害が少ないですし、自分の車の損害も少ないことが考えられます。逆に高級スポーツカーであれば、事故の際相手に与える損害も大きく、自分の車の損害も大きくなることが予想されます。
この場合当然コンパクトカーの保険料は安くし、スポーツカーの保険料は高く設定します。これが車両料率クラスです。
今回例であげたのはトヨタのプリウスですが、車両料率クラスはプリウス（型式：ZVW30）で「対人4対物4傷害5車両5」となっています。※車両料率クラスは毎年見直されます。
数字は「１～９」まであり、数字が小さいほどリスクが小さいということで保険料は安くなります。反対に数字が大きいほどリスクが大きいということで保険料は高くなります。
プリウスは「対人4対物4傷害5車両5」ですから、ちょうどリスクは真ん中、保険料は標準的な例であると考えられます。
車両料率クラスは同じ車種でも型式（年式）によって変わってきますから、自分の車の任意保険料の相場を知りたければ、 自動車保険一括比較！を使って実際に見積もりをとってみることが最良の方法です！

Kết quả (Anh) 1:

Any insurance charge [usually by car]Ordinary cars (excluding mini vehicles) any insurance premium rates will be how much? General coverage by presenting a specific insurance age criteria, we are!Any insurance charge [usually by car]Here are called ordinary car mini vehicles other than passenger cars, but usually any insurance premiums for vehicles, how much the price is? I think insurance premiums vary by age and coverage, but want to see in the General coverage of the table below.Above is a typical any insurance example frequently. In this compensation to actual premiums under the table [Models: Prius, 7th grade, intended use: in commuting, employer: family limited] are taking the quote.You can try estimates the ordinary car insurance age and most likely to under-20. Progresses, from which the highest accident rate of under 20 years old age insurance premiums are progressively cheaper, 35-under 49 years of age are most cheaper insurance premiums.And will continue higher premiums and more than 50-year-old. Is older and just judgment of a momentary, movement slowed it because the accident rate rises.From the results above, any ordinary car insurance market "approximately 60000 Yen-120000 JPY" in can be!If incidentally premiums above a little cheaper you want, vehicle insurance and general type "no" to the annual insurance premium is 20000 Yen-saves you from 50000 yen. But "no" to then completely eliminates the compensation for their cars, because premiums are want compensation for your car while keeping the more we recommend to economy + limited A.Ordinary car, vehicle rate classes also premiums varies significantly!Normally if a car unlike light motor vehicles, vehicle rate class applies. The model is a premium class vehicle models how to set insurance premiums according to the risk of accidents.For example in compact car after accident against damage caused by less could also damage his car less. Expected damage if conversely luxury sports car, accident to give greater, bigger damages his car.In this case and of course cheaper premium compact car, sports car insurance premiums are set high. This is a premium class vehicle.今回例であげたのはトヨタのプリウスですが、車両料率クラスはプリウス（型式：ZVW30）で「対人4対物4傷害5車両5」となっています。※車両料率クラスは毎年見直されます。数字は「１～９」まであり、数字が小さいほどリスクが小さいということで保険料は安くなります。反対に数字が大きいほどリスクが大きいということで保険料は高くなります。プリウスは「対人4対物4傷害5車両5」ですから、ちょうどリスクは真ん中、保険料は標準的な例であると考えられます。車両料率クラスは同じ車種でも型式（年式）によって変わってきますから、自分の車の任意保険料の相場を知りたければ、 自動車保険一括比較！を使って実際に見積もりをとってみることが最良の方法です！

Kết quả (Anh) 2:

[In the case of normal car] any insurance premium of market
do you become about much any premium rate of the standard car (other than light car)? The general contents of compensation as an example, we have presented describes the specific insurance premiums by age conditions!
[In the case of normal car] any premium rate
but is called here in a normal car passenger cars other than minicars, How much any insurance fee is do you market price in the case of a normal car? Insurance premium also depends on age conditions and contents of compensation, but I would like to see in the general contents of compensation in the table below.
The above is a general voluntary insurance example that common. This fact of insurance premiums in the contents of compensation is shown in the table below. [Model: Prius, 7 grade, intended use: commuting, user: Family Limited] has taken the quote.
When calculating the premium of ordinary car to another age, you can see that the highest 20 years of age or less. This is because the highest accident rates in the direction of less than 20 years old, insurance premiums as age progresses decreases incrementally cheap, will be cheaper most insurance premiums from 35 to 49 years or less of age.
And reverse the premium is more than 50 years of age will become higher. Since the judgment and movement of just placing your age moment becomes dull, because the accident rate goes up.
From the above results, any premium rate in the case of a normal car can be said is that it is "about 60,000 yen - 120,000 yen"!
By the way, if you want to cheaper the premiums even a little, that is set to "none" of the vehicle insurance from the "general type", insurance premiums of the year you can save from 20,000 yen to 50,000 yen. However, when the "no" because it eliminates compensation to their car at all, premiums Those who also want compensation to their car while holding will be recommended to the "Economy + limited A".
In the case of the standard car, insurance premiums can vary greatly depending on vehicle tariff class!
In the case of ordinary car, unlike the case of a light car, "vehicle tariff class" will be applied. Because vehicle tariff class is that the mechanism for setting premiums according to the risk of an accident in another vehicle of the type.
For example, you are as long as a compact car is damage to the other party the event of an accident less, it is likely that less of their car damage. If the luxury sports car in reverse, greater damage to the other party the event of an accident, it is expected to be greater of their car damage.
In this case of course premium compact car is cheap, sports car insurance premiums are set higher. This is the vehicle tariff class.
Was cited in this example is the Toyota Prius, but the vehicle tariff class Prius (model: ZVW30) in has become a "interpersonal 4 objective 4 injury 5 vehicle 5". ※ vehicle tariff classes are reviewed annually.
Number is up to "1 to 9", insurance premiums in the fact that the lower the number, the risk is small, it will be cheaper. Insurance premiums will be higher in that, as the number is greater risk in the opposite is large.
Prius is "interpersonal 4 objective 4 injury 5 vehicle 5" So, just risk the middle, insurance premium is considered to be a standard example.
Since the vehicle tariff classes will vary by model even in the same model (year), If you want to know the price of any insurance premiums of their car, car insurance - Compare! It is the best way to try to take the actual estimate using!